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SOUTHBank® officially began business with the successful acquisition of Fidelity Federal Savings Bank on May 4, 1990 from the RTC. With this acquisition, SOUTHBank® also acquired Corinthian Mortgage Corporation. Shortly after this first acquisition, SOUTHBank® acquired Commonwealth Savings and Loan Association of Osceola, Arkansas, First Savings of Arkansas - Blytheville, Arkansas branch and First Federal Savings and Loan Association of Durham, North Carolina.

Through successful strategic management, SOUTHBank® and it's holding company, Commonwealth Savingshares Corporation, turned these acquired institutions into successful, profitable and community-oriented financial institutions.

SOUTHBank® has successfully ranked among the top three banks in our Corinth, Mississippi market. In late 2001, our Corinth Market expanded into the western Tennessee corridor, with the opening of our Selmer, Tennessee branch. This branch has received tremendous market support and is experiencing exceptional growth.

SOUTHBank's Arkansas and North Carolina branches continue to make positive strides in their respective markets. With the introduction of new products through aggressive marketing campaigns, both of these markets should continue to grow steadily. The Raleigh and Durham mortgage locations continue to offer highly competitive rates and excellent service, resulting in extremely large volumes of loan production.

SOUTHBank's Huntsville and Madison, Alabama branches have experienced rapid retail growth during the first half of 2002, with the introduction of our first major retail advertising campaign. Huntsville's first neighborhood retail location opened their doors for business on August 2, 2002 in the Jones Valley/Southeast section of Huntsville. Huntsville's second retail location will open in the new Parkway Place Mall on October 16, 2002. With this expansion into the Huntsville/Madison County markets of northern Alabama, SOUTHBank® is confident that our market share will continue to grow rapidly. Our Mortgage department continues to grow, with the introduction of our newest mortgage production office in Florence, Alabama.

At SOUTHBank®, we are excited about the future of our institution. We believe that there is a tremendous need to give the banking community "Banking the Way It Should Be!" and we are fully committed to providing the best customer service possible.

At SOUTHBank®, we hope you find our website easy to use and informational. We look forward to your comments anytime. Please feel free to call us at 888-415-3218, or to contact us by clicking here.
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Corporate Offices:
118 Jefferson Street
Huntsville, Alabama 35801
Phone:  1-256-535-6000
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